The impact of health on your finances

#1: How Sleep Affects Your Finances Going without sleep for 24 or more hours makes a person perform as if they had a blood-alcohol level that is more than the legal limit for drunk driving. Most likely, all-nighters aren’t easy anymore, but if you’re consistently getting just four or five hours of sleep a night, …

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How to recover financially after holiday expenses

Financial debt from seasonal overspending ranks as the number one post-holiday issues consumers dread after January. Luckily there are some simple ways to undo some of the damage with these tactics. Sell Gift Cards You’ll Never Use Considering that 50% of consumers purchase holiday gift cards, chances are you received at least a couple in your stocking.If …

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Daily tasks to maintain an organized home

Feeling tired and overwhelmed? Is your house a cluttered mess? Here are some quick & easy things to do every day to keep a clean and organized home, plus they only take a few minutes and require no special tools or gadgets! MAKE THE BED Try to make your bed as soon as you get up. …

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Better money saving habits for 2017

Anyone who’s ever set a goal for themselves knows: Envisioning the end result is the easy part. The actual execution can be a little trickier. And when that goal involves anything that has to do with your finances—well, that can prove to be even more daunting. If you find meeting a money goal intimidating, you can take …

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Maintaining your wallet

Have you heard the motto “be prepared”? 1,000 wallets and purses are stolen every two minutes. While it’s smart to be concerned with online security, 76% of identity thefts result from the theft of something physical, like a wallet. People carry way too much stuff in their wallets, handing their entire lives over to identity …

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Last minute seasonal shopping tips

If you haven’t finished your Christmas shopping yet, don’t panic. If you have gifts to purchase, there are still plenty of opportunities to find great deals and get discounts. Since you’re working on a tight time frame, it can be tempting to grab the first thing you see and buy it, even if it’s not wallet-friendly. Before …

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Enforcing new money habits

With the dawning of a New Year, everyone starts the year fired up about your New Year’s money resolutions. Kicking bad money habits would be more beneficial than kicking bad lifestyle habits, though you may feel that you will only be able to stick with your money goal for an average of six weeks before …

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Easy and budget friendly Secret Santa gift ideas

When you’re a youngster, December is a marvelous month, when colorful presents begin appearing beneath the shimmering Christmas tree. When you’re an adult, the holidays can be a decidedly less magical time, when roads are blocked, shopping malls crowd and your office runs a Secret Santa gift exchange. Though designed to be lighthearted and uplifting, gift exchanges …

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Saving money on food and groceries

There are lots of ways to cut costs at the supermarket without going hungry or sacrificing quality. Here are some ways you can save money on your groceries. Plan before you shop Saving money on food begins before you even set foot inside the shop or click on the supermarket’s online order form. Write a …

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Maintaining your bath towels

Bath towels are easy to toss to the side and forget. By the time you’re using one out of the shower, you’re probably already in a rush, so caution goes by the wayside. But double-checking your routine can help your towels last longer and stay cleaner. Are you guilty of any of these infractions? You …

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